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For many homeowners, the monthly mortgage payment includes more than just principal and interest. It can also include property taxes and homeowners insurance premiums if you have an escrow account with your loan. An escrow account allows you to pay for your taxes and insurance premiums as part of your monthly mortgage payment.
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Use our mortgage calculator to estimate your monthly mortgage payment. You can input a different home price, down payment, loan term and interest rate to see how your monthly payment changes.
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Note that this mortgage payment calculator doesn’t include property tax, homeowners insurance, mortgage insurance, or any HOA fees that might also be charged to make up your total monthly payments. If you want an accurate picture of all home loan costs, be sure to include those estimated monthly payments so you know your true total monthly.
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Mortgage rates retreat for Thursday – That’s a decline of $3.46 from last week. You can use Bankrate’s mortgage calculator to estimate your monthly payments and.