Housing inventory shortages, the convergence between factory- and site-built homes, affordability pressures, and new forms of financing are coming together to give mortgage lenders unprecedented access to the manufactured housing market. But lenders do face headwinds. Most of the country’s manufactured housing inventory is ineligible for traditional mortgages.
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Weekly mortgage applications jump 5.3% as lower rates seem here to stay – Home prices are still rising faster than incomes, and first-time buyers are having trouble saving for down payments due to high levels of student loan debt and high rents. Applications to refinance a.
Chattel loans are often used for mobile and manufactured homes, especially when the home is going into a park or manufactured home community. A chattel loan is a home-only loan (as opposed to a loan for the home and land together).
Manufactured Home Loans – Making a Real Difference – Mobile and Manufactured Home Loans. Affordable housing can be a reality when Bay Federal helps with the purchase or refinance of your mobile or manufactured home. All loans are subject to approval of credit, income verification, and property valuation. bay Federal Credit Union membership required.
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