Mobile Home Financing Companies

Quick Answer. Companies that provide loans for refinancing manufactured and mobile homes include MH Loans Corporation, american financial resources, Inc., 21st Century Mortgage Corporation and Triad Financial Services. The Federal Housing Administration insures loans for refinancing under its Title I program, according to the U.S.

Vanderbilt Mortgage and Finance, inc, is a national manufactured home, modular home, and mobile home lender. Land-Home loan packages available. Prequalify for your manufactured home loan today!.

Though not so much for stick-built homes, age does matter for manufactured homes because those built before 1977 are usually ineligible for financing. In California, however, manufactured homes built.

There are several reasons homeowners refinance mobile and manufactured homes, but the most popular rationale is the quest for a lower mortgage payment. Learn about mobile home refinancing property requirements. Get the best deals and save on your mobile home refinance by shopping with LendingTree.

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Perhaps the easiest route to take to find financing to buy a manufactured home is through an FHA loan, or one backed by the Federal Housing Administration (FHA). These loans are not issued by the FHA, but are insured (i.e., refunded) by the FHA in the event that the borrower defaults on the loan, reducing the risk for the lender.

Finding a manufactured home loan does not have to be difficult, and being able to compare qualified mobile home, modular home, or manufactured home lenders has never been easier. We make it easy for you to find the right lender who will help you and your family purchase your dream home.

Our exceptional reputation as a manufactured home loan broker has been built on our capability to provide quick financing solutions for borrowers. Having an experience of years in residential loans, we are able to process your loan application quickly and close in just a few weeks. Apply today and see the difference. Learn More

Best Cash Out Refinance Loans  · A cash-out refinance happens when you replace an existing home loan by refinancing with a new, larger loan. By borrowing more than you currently owe, the lender provides cash that you can use for anything you want. In most cases, the “cash” comes in the form of a check or wire transfer to your bank account.

Few real estate lenders will finance mobile homes built before 1976. Manufactured housing must be taxed as real estate and placed on a proper foundation to qualify for a mortgage. Mobile homes tend to depreciate like vehicles, not increase like traditional housing.